Uninsured Motorist Attorney
All states have laws in place that ensure motorists have the financial ability to pay for personal injury and property damage to others in the event of an auto accident. Most drivers do this through auto accident insurance, while others either ignore this requirement, or cannot afford it. A driver that does not carry insurance is an uninsured motorist.
If you are involved in an auto accident in which an uninsured motorist is at fault, there may be ways you can still seek compensation. You may be able to pursue a claim with your own insurance company. You may also be able to file a personal injury claim against a third-party responsible for the accident.
Accident victims should not be responsible for the negligence or carelessness of another driver. If you have been injured in a serious car accident, our Atlanta uninsured motorist attorneys at The Ugwonali Law Firm can help you attain the compensation you are entitled to.
Uninsured or Underinsured Motorist Insurance Claims
The most common way that victims can recover compensation after an accident with an uninsured motorist is to file a claim under their own insurance policy. Although your insurance company may be obligated to pay for your medical expenses and financial hardships caused by an auto accident, the process of securing that payment can be immensely complicated. Claims are often underpaid or wrongfully denied.
Another way you can recover compensation after an accident with an uninsured motorist is by filing a personal injury claim against a third party responsible for your injuries. There are several situations where a victim may have a third-party claim:
If you were hit by a truck driver, the trucking company or trucking manufacturer may be liable for your injuries.
Some factors other than the uninsured motorist may be held liable for the collision. This can be vehicle defects or dangerous road conditions.
If the driver who hit you was working at the time, you may also file a claim against his or her employer.
This is why speaking to an uninsured motorist lawyer can be extremely beneficial. Our attorneys at The Ugwonali Law Firm will thoroughly investigate the incident, lay out your options, and help you get the most out of a difficult situation.
An underinsured motorist is generally a driver who has opted to purchase only the minimum or limited liability coverage amounts required by law.
The minimum limits of liability required under Georgia law are Bodily injury Liability of $25,000 per person, $50,000 per occurrence and Property Damage liability of $25,000 per occurrence.
However, these minimum amounts may not cover the full costs that result from a serious accident. If an underinsured driver has caused you to suffer injuries and property damage in a car accident, contact our uninsured motorist attorneys in Atlanta to schedule a complimentary case evaluation.
Our Atlanta accident attorneys at The Ugwonali Law Firm handle claims involving uninsured and underinsured motorists. We have the experience necessary to achieve ideal results in these difficult cases.
If you have been involved in a car accident, motorcycle accident, or truck accident with an uninsured or underinsured motorist, you may still be able to collect compensation. Contact our uninsured motorist attorneys today and schedule a consultation.